The UK housing market has begun 2026 with renewed momentum, as Zoopla reports a 6% increase in homes for sale compared with this time last year. February is on track to record the highest number of newly listed properties for the month in a decade. The data reveals improving confidence, particularly for first-time buyers. Other market indicators suggest activity is strengthening following a challenging period in late 2025.
- Mortgage rates are at four-year lows
- House prices rose in January (Halifax +0.7%, Nationwide +0.3%)
- First-time buyers have the widest choice of low-deposit mortgages in 18 years
- Higher supply is expected to limit price growth in 2026
Original article source: The Guardian
The increase in listings brings out a returning confidence. Sellers are entering the market because conditions support transactions, not because they are under pressure to exit.
Lower mortgage rates and improved lending access are driving this transformation. When borrowing becomes easier, activity follows. The result is a more fluid, functioning market after the uncertainty of late 2025.
Greater supply is also helping to moderate price growth. That is constructive, stable, and controlled growth that creates better entry points and reduces the risk of overheating. This is a healthier environment for long-term investors – more choice, improved financing conditions and measured price movement. Showing a reset built on firmer foundations.
